A merchant account allows a business to accept credit cards, debit cards, gift cards and other forms of payment cards. This is also widely known as payment processing or credit card processing.

Merchants, or business owners who receive credit card payment for their goods or services, must apply for a merchant account typically through a merchant bank or a merchant service provider. The merchant account will typically be established based on several factors such as industry, history, and capability. Contact one of our account representatives for more information on setting up a merchant account for your business.